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It Only Takes A Minute to Clone a Credit Card

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It Only Takes A Minute to Clone a Credit Card, Thanks to a 50-Year-Old Problem


This research shows how card data from EMV chip and contactless interfaces can be intercepted and used to create a new magstripe card. This card can be used successfully to make payments. This is possible because of commonalities between magstripe, a fifty-year-old technology and EMV standards for chip inserted and contactless transactions.


NOTE:  Full paper is 24 pages, too big to post, but you can download a PDF.

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